Online Commercial Banking Graduate Certificate
Advance Your Career in Commercial Banking
At a Glance
OU’s online Commercial Banking Graduate Certificate prepares you with the skills to advance your career in commercial banking, financial statement analysis, credit analysis, and related fields.
Offered through the AACSB-accredited OU Price College of Business, the Commercial Banking certificate is designed for driven professionals seeking to expand their expertise in financial products and services while mastering the operational practices unique to the financial industry—all through the only 100% online commercial banking program serving Oklahoma and Texas.
To learn more about this certificate, contact the Price Graduate Programs office at Price.Graduate.Programs@ou.edu.
100% Online
Time to Complete:
12+ months
Credit Hours:
12
Time Commitment:
10 to 20 Hours Weekly
start dates
Fall, Spring
cost
The Commercial Banking Graduate Certificate equips you with industry-relevant knowledge you can apply immediately.
Tuition and fees for the program are $12,180 ($1,015 per credit hour). Books and materials are not included. There is no application fee or deposit for this certificate.
About the Online Graduate Certificate in Commercial Banking
The Commercial Banking Graduate Certificate is a fully online program designed for working professionals who want to deepen their expertise and earn a credential that advances their careers in commercial banking, credit analysis, financial statement analysis, and related fields.
Delivered through OU’s AACSB-accredited Price College of Business, the curriculum provides industry-relevant knowledge you can apply immediately, equipping you with the practical tools to navigate complex financial environments, support high-stakes decisions, and lead with confidence in the commercial banking industry.
You’ll explore topics such as credit analysis, financial statement analysis, loan structuring, commercial bank management, investments, risk management, corporate finance, financial securities, real estate, and financial modeling, gaining a comprehensive foundation to lead and innovate in today’s dynamic banking landscape.
The coursework also covers many of the topics found on industry exams such as the Securities Industry Essentials (SIE) exam and the RMA Credit Essentials Certificate exam, giving you a competitive edge in your pursuit of industry credentials.
In addition, the 12 credit hours you earn through the Commercial Banking certificate are fully transferable (subject to time limits) as electives into OU’s online MS in Finance, online MBA, or other graduate degree programs within business or across OU, allowing you to build momentum now and potentially shorten the time required to complete your master’s degree if you choose to continue.
To learn more about this certificate, contact the Price Graduate Programs office at Price.Graduate.Programs@ou.edu.
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Course Details
The Commercial Banking Graduate Certificate features a focused curriculum that explores a wide range of topics, including banking, financial intermediation, investments, corporate finance, and risk management. Whether you're advancing within a financial institution, moving into credit analysis, or broadening your expertise across banking, this curriculum provides the analytical skills and practical tools needed to navigate and lead in the dynamic commercial banking industry.
Core Courses
- Financial Intermediation and Banking (2)
- Financial Statement Analysis Theory and Methods (2)
- Investments (2)
Elective Courses (Choose 1)
- Advanced Corporate Finance (2)
- Risk Management (2)
Elective Courses (Choose 2)
- Fixed Income Securities and Markets (2)
- Real Estate Finance and Investments (2)
- Financial Modeling (2)
- Financial Management (2)
- Mortgage-Backed Securities (2)
Expand each course below to view more about the topics covered and how they prepare you for leadership in commercial banking.
Course Structure
You’ll earn 12 credit hours across six courses. Each semester is divided into two modules, and you’ll take two courses in each module (4 courses per semester). Spring and Fall courses run for 8 weeks. Summer semester courses run for 7 weeks. Synchronous and asynchronous courses allow for engaging discussions while you gain the knowledge needed to compete in a growing industry.
CORE COURSES (6 HOURS)
Financial Intermediation and Banking
Credit Hours: 2
This course will introduce you to the types and roles of financial intermediaries and the monetary system and how their association leads to the market phenomena we observe today. We are interested in the management of risk and management of issues concerning adverse selection and moral hazard. Part of the course will be devoted to financial crises and their effects.
Financial Statement Analysis Theory and Methods
Credit Hours: 2
Intended to increase your ability to use and make decisions using information presented in the financial statements of publicly traded companies. A number of different decision contexts will be examined, including valuation of potential acquisitions, investment analysis, credit analysis, managing corporate financing policies, and analyzing business communications. Will consider the role of both accounting and non-accounting information.
Investments
Credit Hours: 2
The purpose of this course is to provide the fundamentals of investment analysis. This course will place an emphasis on topics such as risk and return, asset pricing models, portfolio theory, hedge funds, behavioral finance, bond valuation, introduction to futures markets and options, and basics on financial instruments and trading of securities.
Choose two courses from the following list:
Fixed Income Securities and Markets
Credit Hours: 2
The aim of this course is to develop an intellectual and practical understanding of the principles governing the valuation of fixed income securities and their derivatives, the main problems and issues relevant in the management of interest rate risk, and the organization and structure of debt markets, all from the perspective of fixed income fund management.
Real Estate Finance and Investments
Credit Hours: 2
The course introduces students to the fundamentals of real estate and real estate finance. The class reviews the time value of money, and explores in more depth quantitative computational principles, underwriting analysis, and the ultimate source of funds for real estate finance. Focus is on the legal, economic, quantitative, and strategic elements of the real estate finance and investing process.
Financial Modeling
Credit Hours: 2
The application of quantitative concepts in financial modeling using Excel. Students will become proficient in Excel and use it in building financial models. In addition, students will gain a working knowledge of quantitative concepts such as corporate valuation, portfolio theory, and Monte Carlo methods.
Financial Management
Credit Hours: 2
The goal of this course is to provide a working knowledge of fundamental concepts in financial management and the ability to apply these concepts to real-world problems. The student should learn the following subjects: time value of money, interest rates, risk and return, stock and bond valuation, cash flow analysis, and capital budgeting.
Mortgage-Backed Securities
Credit Hours: 2
This course is designed to provide students with opportunities to learn how the mortgage market operates, how structured products are packed, valued, and traded, and how the concepts of default and prepayment impact specific structures and individual packages.
Choose one of the following two courses:
Advanced Corporate Finance
Credit Hours: 2
This course is for students aspiring to careers in financial management in corporations, banks, and other financial institutions. It covers topics on the corporate financial management function, including advanced capital project evaluation, financing, dividends, corporate risk management, and mergers, acquisitions and corporate restructuring. The course provides the conceptual aspects of corporate finance and an applied perspective on the subject.
Risk Management
Credit Hours: 2
This course is designed to provide a broad foundation in financial risk management by examining both theory and practice. Students will gain a good understanding of financial risk management theories and gain exposure to the frontier of risk management techniques. The tools covered in this course range from regression analysis to Value-at-Risk (VaR) analysis, Monte Carlo simulation, and stress testing.
Why Choose OU Online for Commercial Banking
OU Online delivers high-quality, affordable undergraduate and graduate programs designed for working professionals. With flexible, fully online formats and instruction from a top-tier public university, you’ll gain the skills and credentials to advance your career without putting it on hold.
Explore what it takes to thrive in the world of commercial banking, where credit analysis, risk management, and financial decision-making are essential skills for professionals ready to lead in a high-stakes, ever-changing industry.
Faculty Expertise
Learn from Price College faculty and seasoned practitioners who combine academic rigor with real-world experience and cutting-edge insight into high-level management and leadership in commercial banking. From journal editors to former industry executives, our professors bring real-world insight and academic excellence straight into the virtual classroom.
Robust Student Support
OU Online offers robust student support services, including academic support, online tutoring, mental health counseling, and an online career development center. The program accommodates the needs of working professionals, allowing you to expand your skills while maintaining full-time employment.
Global Alumni Network
With more than 250,000 alumni across the world, becoming a Sooner means you’ll have access to a strong network of banking professionals to accelerate your career. As a Sooner, you’ll be part of a powerful network of leaders working in organizations across the world, helping you expand your career in the commercial banking industry.
Flexible Format
The online Commercial Banking Graduate Certificate offers a flexible format built for working professionals across the globe. Earn your certificate in as few as 12 months while maintaining full-time employment and managing personal commitments. Study from anywhere and gain specialized expertise in commercial banking that sets you apart in a competitive industry.
Tailored Experience
Move through the program with a small, focused cohort of professionals who share your passion for commercial banking. Engage in dynamic online discussions with faculty and peers while building a powerful network within the industry. Learn to lead, collaborate, and thrive in one of the world’s most complex and fast-evolving sectors.
Cost and Financial Aid
Earning your Commercial Banking Graduate Certificate is an investment in your future—and OU Online is committed to making that investment as accessible and transparent as possible.
Tuition and fees for the program are $12,180 ($1,015 per credit hour). Books and materials are not included. There is no application fee for this degree.
*Please be aware that tuition and fees may change, as determined by the Oklahoma State Regents for Higher Education.
